:root{--navy:#0a3d91;--blue:#1565c0;--green:#2e8b3a;--purple:#5b2d9b;--ink:#142238;--muted:#52627a;--sky:#eef5ff;--mint:#eaf6ec;--line:#dbe6f6}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;height:auto;display:block}a{color:var(--blue)}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,5vw,3.1rem)}h2{font-size:clamp(1.5rem,3.5vw,2.1rem)}h3{font-size:1.1rem}
.g{color:var(--green)}.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.sec{padding:56px 0}.sec.alt{background:var(--sky)}
.lead{font-size:1.1rem;color:var(--muted);max-width:620px}
.eyebrow{margin:0 0 8px;color:var(--green);font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.8rem}
.row{display:flex;flex-wrap:wrap;gap:12px;margin:20px 0}
.btn{display:inline-block;border-radius:999px;padding:12px 24px;background:var(--navy);color:#fff;font-weight:600;text-decoration:none;border:2px solid var(--navy)}
.btn:hover{background:var(--blue);border-color:var(--blue)}.btn.ghost{background:#fff;color:var(--navy)}.btn.gr{background:var(--green);border-color:var(--green)}
a:focus-visible,.menu:focus-visible{outline:3px solid var(--purple);outline-offset:2px}
header{position:sticky;top:0;z-index:20;background:#fff;box-shadow:0 1px 10px #0a3d9122}
header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:8px;padding-bottom:8px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;line-height:1.15}
.brand b{display:block;color:var(--navy);font-size:1.1rem}.brand span{color:var(--green);font-weight:600;font-size:.8rem}
nav{display:flex;align-items:center;gap:22px}nav a{text-decoration:none;color:var(--ink);font-weight:500}
nav a.on{color:var(--green)}nav a.btn{color:#fff;padding:8px 18px}
.mchk,.menu{display:none}.menu{font-size:1.7rem;color:var(--navy);cursor:pointer}
@media(max-width:820px){.menu{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:flex-start;padding:14px 20px 20px;box-shadow:0 10px 14px #0002}.mchk:checked~nav{display:flex}}
.hero{background:linear-gradient(180deg,var(--sky),#fff)}.hero-g{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding-top:48px;padding-bottom:64px}
@media(max-width:820px){.hero-g{grid-template-columns:1fr;padding-top:32px}}
.tag{color:var(--navy);font-weight:700;border-bottom:3px solid var(--green);display:inline-block;margin:0}
.ph{position:relative;border-radius:24px;overflow:hidden;border:4px solid #fff;box-shadow:0 12px 30px #0a3d9133}
.badge{position:absolute;left:12px;bottom:12px;right:12px;background:#ffffffee;color:var(--navy);font-weight:700;border-radius:14px;padding:10px 14px;font-size:.95rem}
.strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin-top:-30px;position:relative}
.tile{border-radius:18px;padding:18px 20px;color:#fff;text-align:center}.tile b{display:block;font-size:1.1rem}
.tile.b{background:var(--blue)}.tile.gr{background:var(--green)}.tile.p{background:var(--purple)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px;margin-top:24px}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:16px;padding:20px}
.grid .card:nth-child(3n+2){border-top-color:var(--green)}.grid .card:nth-child(3n){border-top-color:var(--purple)}
.card p{margin:0;color:var(--muted)}.card a.more{display:inline-block;margin-top:10px;font-weight:600}
ul.ck{list-style:none;padding:0;margin:10px 0 0}ul.ck li{position:relative;padding-left:24px;margin:4px 0}
ul.ck li:before{content:"\2713";position:absolute;left:0;color:var(--green);font-weight:700}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}.chips a{padding:6px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);text-decoration:none;font-size:.9rem;font-weight:600}
.two{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}@media(max-width:820px){.two{grid-template-columns:1fr}}
.doc{background:linear-gradient(135deg,var(--navy),var(--purple));color:#fff;border-radius:20px;padding:28px}.doc h2,.doc h3{color:#fff}
.mono{width:72px;height:72px;border-radius:50%;background:#fff;color:var(--navy);display:grid;place-items:center;font-weight:800;font-size:1.6rem;margin-bottom:12px}
.steps{counter-reset:s;list-style:none;padding:0;margin:24px 0 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}
.steps li:before{content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--green);color:#fff;font-weight:700;margin-bottom:8px}
.cta{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;text-align:center;border-radius:24px;padding:40px 20px}.cta h2{color:#fff}.cta .btn{background:#fff;color:var(--navy);border-color:#fff}
footer{background:var(--navy);color:#dbe6f6;margin-top:56px}footer .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:24px;padding-top:36px;padding-bottom:20px}
footer h3{color:#fff;font-size:1rem}footer a{color:#fff}footer p{margin:0 0 .6em}.copy{text-align:center;font-size:.85rem;padding:0 20px 20px;color:#a9bde0}
.float{position:fixed;right:0;top:50%;transform:translateY(-50%);z-index:30;display:flex;flex-direction:column;gap:8px}
.float a{width:50px;height:50px;display:grid;place-items:center;border-radius:14px 0 0 14px;color:#fff;box-shadow:0 2px 10px #0003}
.float svg{width:24px;height:24px;fill:currentColor}.float .c{background:var(--navy)}.float .w{background:#25a244}.float .a{background:var(--purple)}